MEDICARE SUPPLEMENT INSURANCE (MEDIGAP)
100% HEALTH COVERAGE GUARENTED RENEWABLE FOR LIFE
Original Medicare does not provide 100% coverage. It has deductibles and co-pays. Medicare Supplement Insurance policies provide coverage for the health care costs not covered by Original Medicare. Medicare Supplement Insurance policies are also called Medigap policies.
Medigap policies are standardized
Every Medigap policy must follow federal and state laws designed to protect you, and they must be clearly identified as “Medicare Supplement Insurance.” Insurance companies can only sell you a “standardized” policy. All policies offer the same benefits. I do not work for a specific insurance company. I will help you choose the best Medicare health coverage and submit the paperwork as your Medicare agent.
Medicare Supplement Important facts
You must have Original Medicare part A and part B. A Medigap policy only covers one person. Spouses must secure separate policies.
WHEN TO BUT A MEDIGAP POLICY
The best time to buy a Medigap policy is during your Initial Enrollment Period. The Initial Enrollment Period begins 6 months before you turn 65. After this enrollment period, you may not be able to buy a Medigap policy.